Posted: 22-Mar-09 in Credit Cards by Manish Kumar 2 Comments

A typical credit card fraud phone call

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I have heard of many people saying that they got calls from people who sound like credit card frauds. I thought it was only some kind story and never paid any attention to them… until yesterday when I got one too!

Well, here was the call:
Office Phone rings.
Me: Hello
Lady: (In a very pleasant voice) Am I Taking to Mr. Kumar?
Me: Yes, that would be me.
Lady: I am calling from HSBC bank credit card security branch. We have just detected an unauthorised credit card purchase from your HSBC card. It’s actually an online purchase. Did you shop online in the last couple of days Mr. Kumar?
Me: Yeah I did, but excuse me, did you said you are from HSBC Bank?
Lady: Yes Sir.
Me: But I don’t have any account in HSBC, neither I have a HSBC card in my name.
Lady: You don’t have a HSBC card? which credit do you have?
Me: Hello, what was your name again?
Lady: Thank you Sir.
Me: Hello, Hello, Hello…

The Lady with the nice voice hangs up, leaving me wondering. Was that a credit card fraud that just happened? Well, I guess it was! So people, beware. These credit card frauds do happen and we better be aware of these people before they do hit you too.

Some points that you can note here are:

  1. Credit card companies will never ask for your password or PIN, atleast not over the phone!
  2. Credit card companies will never call you up to ask for your personal information.
  3. Better have online access to your card account so that you can view all transactions anytime through the internet.
  4. Blah blah blah…

So, avaoid frauds and stay happy!

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Comments/Queries
( 2 Comments so far )

  • KrisBelucci
    Jun 02, 2009 at 04:14:pm

    Hi, good post. I have been wondering about this issue,so thanks for posting. I’ll definitely be coming back to your site.

  • AndrewBoldman
    Jun 04, 2009 at 06:03:pm

    Great post! Just wanted to let you know you have a new subscriber- me!

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